5 Golden Rules for Simplifying the Holidays
From Michelle Singletary in her syndicated column "The Color of Money":
1. The best present is your presence.
2. It really is the thought that counts.
3. It's the quality, not the quantity, of the gifts that matters.
4. Presents are forgotten but debt isn't.
5. Nobody sees a therapist as an adult because they didn't get a life-size Barbie or Xbox as a child.