Grist - Some 85 percent of 952 sunscreens tested  are ineffective or contain potentially harmful chemicals, says this year's  annual sunscreen review by the Environmental Working Group. Of 144 sunscreen  products distributed by the top three leading brands -- Coppertone, Banana Boat,  and Neutrogena -- only one meets EWG's criteria for safety and efficacy. The  group raises especial alarm about common ingredient oxybenzone, which a handful  of animal studies have linked to endocrine disruption. Some dermatologists  accuse EWG's sun-protection rating system of lacking scientific rigor, but the  group says it extensively reviewed medical literature on sunscreens and stands  behind its data. If you're rushing out to buy one of the 28 sunscreens that fall  under both the Effective and Low Hazard rubric, buy a hat too -- dermatologists  stress that sunscreen without other sun-avoidance precautions may not have much  of an effect on skin cancer.